More Latinos Covered Under Obama’s Health Care Plan

Latinos are the largest group that has the highest rate of uninsured persons out of any group of color in this country. And this week as we mark the second anniversary since President Obama signed the Affordable Care Act we see how these benefits are helping middle-class Latino families get the care they deserve.

The Affordable Care Act forces insurance companies to play by the rules, prohibiting them from dropping your coverage if you get sick, billing you into bankruptcy because of an annual or lifetime benefits, or, soon, discriminating against anyone with a pre-existing condition. And this landmark law has made an incredible difference in our community.

This law has ensured that children can stay covered by their parents’ health plan until the age of 26. It’s estimated that 1.3 million minority young adults have been able to access health insurance because of the Affordable Care Act—more than 700,000 of them Latino.

President Obama and I believe that health coverage is critical for everyone, in every community, regardless of health condition. That’s why the Affordable Care Act makes it illegal to deny coverage to children with pre-existing conditions. Soon, discriminating against anyone with a pre-existing condition will be illegal.

The Affordable Care Act has also made health care more affordable by requiring insurance companies to cover preventive care. This includes things like diabetes testing and breast cancer screenings. Too often because of cost, Latinos don’t get the preventive care they need to stay healthy. This is particularly true during tough economic times, when many are forced to forego health services for other needs, like rent or groceries. A recent study found that 6.1 million Latinos gained prevention coverage in their private insurance plans in 2011.

The law has also strengthened the health care workforce and built community health centers and school-based health centers – making it easier for Latinos to access health coverage. This is important since more than half of Latinos between the ages of 18 and 44 do not have access to a primary care physician.

In just two years, the Affordable Care Act has done so much for the Latino community. But Latinos and their families still have so much to gain from this historic law. We will continue our efforts to inform you of the benefits available through this important legislation.

To learn more about your rights under the Affordable Care Act, log on to: cuidadodesalud.gov.